There may be a number of reasons why a development may not have a valid structural warranty in place, ranging from being built under an architects certificate, to developers going into administration or liquidation which invalidates any existing warranties. This can cause major issues for Insolvency Practitioners with large volumes of housing stock or self builders wishing to move on as with current mortgage lending criteria tightening, the properties will be near impossible to sell to the private market.

This is why we have developed our Completed Housing Warranty for self builders. This is not generally open to developers; however developments are considered on a case by case basis. The Completed Plus scheme has been designed for sites in administration.